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Financial Wellness & Debt Management

Financial Wellness

Managing your personal finances can be daunting, and we want to be a trusted resource for you throughout your career here at UVA.  To that end, we have provided some links below to trusted and useful sources that we think may be of help to you.  SFS is more than just the office that awards your financial aid or bills you for tuition and other charges.  Please don't think twice about contacting us for help when you need it!  This is part of what we do to help you reach your goals.

Student Financial Services

Contact Student Financial Services at sfs@virginia.edu or (434) 982-6000 to speak with a financial counselor about any of the following topics:

  • Planning for tuition and fees payments
  • Applying for financial aid
  • Managing your personal finances
  • Creating a budget that will help you remain financial well while you are in college
  • Learning how to establish and manage credit
  • Understanding your credit report and credit score
  • Repaying student loans

 

Other Resources

  • The National Endowment for Financial Education (NEFE) has developed CashCourse, a website for college students and recent graduates that contains comprehensive, non-commercial information so that your financial decisions will be informed ones.  Topics include financial basics, paying for college, college life and the world of work.  Cash Course now requires a login to access information.  The login allows a student to save information regarding their own personal budget.
  • The National Student Loan Program (NSLP) has developed a list of tools for Default Prevention and Financial Literacy.  Topics include budgeting, career planning, consumer action, money management advice, taxes and others.
  • Did you know that you can get a free credit report from each of the three crediting bureaus each year?  This officially authorized website will help you through the process and give you information on how to purchase a report on your credit score.  You should check your credit report each year to ensure the information is correct and to report any incorrect information.  Why not check your report once every 4 monhts, rotating through the three bureaus?
  • Do you suspect or know that you are the victim of identity theft?  You may report identity theft to the Federal Trade Commission (FTC) on this website.  The FTC can enter your name into a database of ID crimes which helps law enforcement officials.  The FTC may refer you to other government agencies and private organizations for help.

 

Student Loan Management

The University of Virginia understands the financial challenges facing college students today. The rising cost of college, combined with an increasingly broad range of available financing options, requires that today's prospective college student fully understand the debt that is incurred while attending school and how to manage that debt once you have graduated.

The following links will help you get the information you need to know where you stand: